RIGHTS AND RESPONSIBILITIES:

1) Members who sign up for the Two dollar, 1 year trial understand that they will be billed automatically at the end of the said trial. Cancellations for both Two dollar trial subscriptions and full subscriptions are done by the member in the member's area via the supplied on-line form. Papal subscriptions must be canceled by the member via the on-line form and through their Papal account.

2) In the process of recruiting other Members, Affiliate Members undertake to represent the Company truly, according to the Terms and Conditions lay down herein.

3) Members who feel they may have been recruited based on inaccurate information are entitled to make a complaint to the Company, whereupon an investigation will be launched and penalties (should charges prove founded) levied on the offending Member. However, the Company does not hold itself liable for damages claimed by one Affiliate Member against another. This is deemed to be a private matter and satisfaction must be sought directly against the offending Member, and not against the Company.

4) Affiliate Members wishing to lodge a formal complaint against another Affiliate Member, for whatever reason, can receive an outline of procedures for doing so by e-mailing: http://www.makingmoneylive.com(Data,Media And Advertising Revenue Payment Plan/docs/support.html 5) Affiliate Membership does not entitle any Member to a change in prices of goods or services. Nor are purchases of Company goods or services a requirement to participate in the Company sales program.

6) Members may purchase one (1) Web Site package for personal or business uses. Purchase of more than one (1) sites requires approval by the Company. Failure to seek this approval will be deemed a violation of these Terms and Conditions.

7) Purchases of multiple web sites are not recommended by the Company as a means of maximizing earning potential; therefore purchase of a web site for non-genuine reasons will be deemed a violation of these Terms and Conditions.

8) It is the sole responsibility of the Affiliate Member to abide by all laws, statutes and regulations with regard to his self-employed business activities as Member of the Company. He will therefore be responsible for paying any and all taxes that come due and will conduct his business in all respects according to the legal and governmental requirements in force in his locality, including necessary reporting and licensing, and not excluding other relevant legal and governmental requirements.

SALES BY AFFILIATE MEMBERS

9) Affiliate Members are entitled to participate in the business of the Company as follows:
i) All sales to be conducted in the Member s own time and from the Member s own premises, with no remuneration from the Company for use of either time or premises.
ii) Remuneration to be in the form of commissions based on sales of goods and services, payable according to the sales plan; i.e. Member is eligible to receive commissions on sales based on a 10 tier matrix. For more information on our commission structure please visit www.www.makingmoneylive.com(Data,Media And Advertising Revenue Payment Plan/docs/affiliate_program.html Also $2.00 service charge is in place for affiliate payouts.
iii) Commissions to be paid only in association with actual sales of Web Site packages or other goods and services done by Affiliate Members, and not solely on referrals of potential new Members. Income from sales arises wholly from the Member s activities as an independent contractor. The Company does not guarantee a specific, or any, amount of income. There is no income from simply being an Affiliate Member of the Company.
iv) Sales to be the personal responsibility of each Affiliate Member, who acts for the Company as an independent contractor. The Affiliate Member does not legally represent the Company, nor is he an agent of the Company, nor does he have authority to legally bind the Company to obligations.
v) So as to maximize sales, Members may form their own sales team, make their own contacts with prospective new Members and institute their own training programs. They can also attend the Company s training sessions for Affiliate Members.
vi) Members who have purchased their own Web Site Package can submit contracts online. Others must submit contracts by mail or fax. Contracts to be accompanied by a copy of these Terms and Conditions, duly initialed or signed by the prospective new Member; should signatures be missing, contracts will be considered null and void.
vii) The Company to provide access to sales and promotional materials which the Member may use in his/her own sales activities on behalf of the Company. No Member will use the Company name or logo or any other Company materials for business activities not related to the Company. Member's use of the Company s authorized materials is on the understanding that no guarantees are given as to their effectiveness or suitability. Members to make it clear at all times that such materials represent their status as independent contractors working on behalf of Company, and do not represent the Company itself.
viii) Affiliate Members undertake not to market the Company s goods or services by the use of SPAM , i.e. mass or bulk mailings to unknown prospects through electronics means. This includes, but is not limited to, mailings to individuals, to news groups, chat rooms or message boards. Please e-mail spam complaints to abuse@www.makingmoneylive.com(Data,Media And Advertising Revenue Payment Plan ·
ix) Affiliate Members undertake not to market the Company s goods and services by the use of unsolicited or bulk faxes to unknown prospects
x) Affiliate Members undertake to market the Company s goods and services in a responsible manner conducive to maintaining the Company s good name. It is the Member s responsibility to ensure sites and transmissions are free of viruses, and to in no way interfere with, damage, or use excessively (each according to the Company s judgment), other sites or the Company s system. Member will also comply with all relevant local regulations governing the advertising and marketing of the Company s goods and services.
xi) Affiliate Members undertake to complete all documentation required by the Company accurately and in full, and to amend and correct details as changes arise.
xii) Affiliate Members to forward prepayment in full to the Company upon sales of Web Site Packages. Such payments become nonrefundable after three (3) days past date of purchase. Refunds arranged after this time by the Member will not be refunded to the Member by the Company. Members undertake to charge goods and services of the Company only according to the Company s current prices.
xiii) Should Members be late in forwarding payments, penalty charges apply as follows: standard late charge of $15, plus 1.5% interest per month on balance of unpaid accounts. In addition, the Affiliate Member is to be charged $20 for each cheque returned from one of his/her sales. Members understand and agree that charges noted above can automatically be drawn by the Company from credit cards or offset against accumulated commissions. Persistent none or late payment may result in Membership being withdrawn from the Company.
CHANGES AND RENEWALS
10) Changes to Company policy affecting Affiliate Members will be notified to Members, whereupon they may decide whether or not to continue with the Company as Affiliate Member. It is a Member s responsibility to take note of such changes and respond, should they wish to do so, within a reasonable period of time after the date of notification (note: not the date of receipt).
11) Affiliate Membership is for a term of one (1) year. Members with Web Site Packages will, upon settling the next year s Web Site licensing fees, have their Membership automatically renewed. Others must submit new contracts for the year, such resubmission having no effect on their standing within the linear payment levels, which shall continue unhindered unless the contract is refused by the Company (which, should it be deemed necessary, will be notified to the Member within 48 hours (2 business days) of the new contract being received).
CROSS-SPONSORING; CROSS-RECRUITING
12) The term cross-sponsoring refers to the addition of a new Member to a down line not the Affiliate Member s own down line. This is strictly forbidden, and includes the concept of persons or organizations closely related to the Member taking a place in a down line not the Member s own down line. For the purposes of this document, the term closely related refers to family members residing with the Member, and/or a business entity controlled by the Member.
Member, and/or a business entity controlled by the Member. 13) The term cross-recruiting refers to influencing a potential new Member to join another network marketing company, i.e. not the Company. This is strictly forbidden, and the condition relating to closely related persons or organizations in above applies equally in this case.
CONFIDENTIALITY
14) Affiliate Members have a duty to retain Company confidentiality. They will not disclose or disseminate any information relating to Company procedures, decisions, and general business activities other than that agreed upon beforehand by the Company to be necessary for promoting the Company. Members agree to abide by this confidentiality agreement for a period of at least one (1) year after severing their relationship with the Company.
15) Affiliate Members undertake to keep all passwords and secure access codes strictly confidential. Furthermore, Members are to notify the Company if they have reason to believe confidentiality has in any way been compromised. The Company has taken reasonable care to ensure accounts and online transactions remain secure. Nonetheless, the Company assumes no responsibility for breach of this security, or for the results thereof.
OWNERSHIP

16) Affiliate Members own their place within the Companies linear direct marketing sales plan. It is therefore deemed to be property, which can be sold or passed on in the same way as other property: · i) Affiliate Members (whether individuals or businesses) wishing to leave the Company, and to sell their Positions in the Company s Direct Sales lines must first offer the Position for sale to the Member directly above him/her in the up-line. If refused, the Position in the Company s Direct Sales line can be sold elsewhere, according to the same terms and conditions as offered to the up-line Member. All such sales require: i) approval by the Company; ii) completion of the Company s Transfer Form; iii) Payment of Transfer Fee. Those purchasing Positions will assume the ex-Affiliate member's place within the linear direct marketing hierarchy as it existed at the time of sale. Ii) Members may transfer ownership of their Position in the Company's Direct Sales line in their Wills. If no Will exists, the rules and regulations governing dissemination of other personal property will apply equally to the Membership in the Company. · iii) Memberships owned by businesses (other than sole proprietorships, which are governed by ii) immediately above) and corporations shall, upon death of the owner, remain property of the business or corporation.
AFFILIATE MEMBERS WEB SITES

17) Web sites belonging to Affiliate Members are the sole responsibility of the Affiliate Member. The Company accepts no liability for errors, lies, quality, content, usefulness of content, or any other facet of the web site. The Company accepts no liability with regard to claims or damages arising from a dispute about a web site. At all times the web site is the Member s own responsibility and in no way does ANY of its content reflect or imply the Company s opinions, recommendations or endorsements.
18) Affiliate Members must ensure their marketing strategies, sales procedures, licensing, taxation, and complete business procedures as concerns the web site comply fully with regulations and laws governing such activities in their locality.
19) Obscene, pornographic, racist or hate-mongering web sites will not be tolerated within the Company s system. Members owning such web sites will have their association with the Company immediately suspended and their Membership revoked.
20) The Company will endeavor to maintain the Member s web site in good order with regard to technical aspects. From time to time, the Company may experience technical problems that require access to the member s web site, in order to maintain or repair service. Should the Member experience technical difficulties with regard to his web site, the Company will, to the best of its ability, respond quickly to help restore service to the previous standard. It will not however, be in any way liable or responsible for damages caused by interruption of service, for the results of application problems, or for loss of data.
INDEMNITY

21) NO Third Party action, for whatever reason, taken against an Affiliate Member is considered to also be an action taken against the Company. The Company accepts no liability for costs and/or damages that may arise from such action. All liability and responsibility for claims by a Third Party against an Affiliate Member are deemed to be wholly assumed by the Member s in his/her role as independent contractor. LIMITATION OF LIABILITY
22) Warranties express or implied, are not included with sales of Web Site Packages and other goods and services of the Company. This includes but is not limited to, warranties of merchant ability and fitness for purpose.
23) The Company will not recompense Affiliate Members for ANY damage or loss due to his/her use or misuse of the Web Site package or related goods and services. The total amount of damages payable to the Affiliate by the Company due to its own use or misuse of the Web Site package or related goods and services, or in disputes arising from these Terms and Conditions, is limited to a maximum of the sum paid by the Affiliate Member to the Company in the 12-month period preceding the disputed event.
TERMINATION

24) The Affiliate Member may at any time voluntarily end his/her association with the Company by sending written notice to the Company. Upon terminations of the association, the Affiliate Member will not be allowed to rejoin until a period of six (6) months has elapsed. Should he/she rejoin within that time, in violation of the above stipulation, that association with the Company will be immediately terminated and no commissions earned in that time will be paid.
PENALTIES
25) Breaches of these Terms and Conditions, or engaging in misleading or unfair business practices (including but not limited to making misleading statements about the potential income of Affiliate Members, and making promises to prospective new Members that cannot be kept), or transgressing laws and regulations, all constitute Violations which are grounds for the imposition of penalties. Notice of such Violations will be sent to the Affiliate Member by electronic communication, whereupon seven (7) days will be allowed for receipt of the Member s written response. It is the Member s responsibility to ensure a reply, with corroborating documentation, is received by the Company within the stipulated seven (7) day period. Should no response arrive within this time, the allegation of Violation shall be deemed to have been proven, and true.
26) In such a case, or if, after investigating, the Company deems the Violation to be proven and true, penalties will be applied at the discretion of the Company either on the current date or backdated to the date of the Violation or to the date of suspension, if any. Whatever date is chosen by the Company, from that time forward, commissions earned by the Affiliate Member will not be paid to the Member but will be kept by the Company in lieu of damages arising from the Violation.
27) Should a Member wish to appeal the decision, this must be done within seven (7) days following notice of penalty. The decision made thereafter by the Company is final. 28) Further penalties may apply as follows: disabling of the Member s web site; nonpayment of commissions arising from cross-sponsoring; denial of credit for multiple web sites (in the case of misrepresenting the true need for them); fines (of an amount to be determined by the Company); termination of association with the Company
JURISDICTION

29) These Terms and Conditions have been drawn up according to the laws of Ontario without reference to legal principles that might cause the law of other jurisdictions to be applied.
30) Legal disputes involving the Company and other parties, which cannot be settled amicably out of court, will be heard in a court of competent jurisdiction in the United Kingdom. Each party in the dispute will accept the judgment of the court as final, without right of appeal to other courts, the winning party being entitled to recover all costs associated with the action, including but not limited to attorney fees and court costs.
ADDRESS
31) The Company s address will be as recorded in its official business documents, Point Data World Wide Plc, 5 Hendon St., Sheffield S13 9AX,

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